Frequently Asked Questions

No, the loan is available to salaried as well as self-employed individuals; however disbursements are subject to credit profile of respective individuals.

Yes, the platform is designed to connect you with the lending Bank/ NBFC that best suits your requirement.

You can easily track your payment schedule on the Creditap App.

Yes, you may apply for an education loan.

The following documents need to be uploaded for verification purpose:
  • ID proof – Any one of these (PAN Card, Aadhar , Voters ID , Passport)
  • Address proof – Any one of these (Aadhar, Voter ID, Driving License, Passport)

No, the loan availed is not transferable.

Yes, the loan eligibility is based on your credit eligibility.

Yes, we cover all associated expenses.

Your device may not be compatible. You will be required to update your mobile's OS version or use a different device.

Yes. We offer loans for the early stages of education under short-term loan category.

Yes, you can apply for two different loans at the same time and the loan amount is subject to credit eligibility.

Yes, you may apply. The approval will depend on our financial partner's terms and conditions.

There will be an immediate disbursal post the signing of the loan agreement.

Yes. However, it is subject to the policies of our financial partners.

Yes. It will vary depending on the financial partners’ terms and conditions.

Your EMI schedule will depend on our financial partner. Debits are usually between the 5th & the 10th of every month.

Yes. However, the loan amount is subject to approval.

The fee amount will directly be disbursed to the institute's bank account and not the loan- bearers personal account.

The loan is currently available for salaried and self-employed individuals. Parents/guardians of students studying in schools / colleges can apply for the loan on their behalf. However, the students applying for professional courses can avail the loan with parents/guardians as co- applicants.

Yes. You may calculate your required loan amount and apply accordingly.

Indian Citizen/ NRI holding an Indian Passport.

Creditap facilitates short term & long-term student loans for certifications, UG, PG, Executive and Overseas education.

Minimum loan amount starts at Rs 25000 and Max loan amount is up to Rs 1.5 crores.

  • Online process and minimal documentation
  • Multiple Banks & NBFCs to choose from
  • Full Moratorium / Partial moratorium options
  • Highest repayment tenure of 15 years
  • Loans for both Domestic & Studies abroad
  • Customized loan product based on eligibility
  • Unsecured loans up to Rs. 75L for studies abroad*
  • Door step service

Creditap helps you get the lowest possible rate of interest.

Creditap helps you with multiple lenders with a wide range of education loan products. We facilitate loans from KG to PG & also overseas education.

We would be more than happy to hear and resolve all the queries. Please call us on 080 4090 5939 or write to us:

Yes, you can claim the total interest paid on education loan as tax benefit under section 80E of the Income Tax Act of India.

Creditap, an aggregator, is an app based digital lending platform. We process short term and long-term education loans. We are partnered with multiple Banks (Private and Public Sector) and NBFCs, helping students to fulfil their academic dreams in India and Abroad.
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