No, the loan is available to salaried as well as self-employed
disbursements are subject to credit profile of respective individuals.
Yes, the platform is designed to connect you with the lending Bank/ NBFC
that best suits your
You can easily track your payment schedule on the Creditap App.
Yes, you may apply for an education loan.
The following documents need to be uploaded for verification purpose:
ID proof – Any one of these (PAN Card, Aadhar , Voters ID ,
Address proof – Any one of these (Aadhar, Voter ID, Driving
No, the loan availed is not transferable.
Yes, the loan eligibility is based on your credit eligibility.
Yes, we cover all associated expenses.
Your device may not be compatible. You will be required to update your
mobile's OS version
or use a different device.
Yes. We offer loans for the early stages of education under short-term
Yes, you can apply for two different loans at the same time and the loan
amount is subject to
Yes, you may apply. The approval will depend on our financial
partner's terms and conditions.
There will be an immediate disbursal post the signing of the loan
Yes. However, it is subject to the policies of our financial partners.
Yes. It will vary depending on the financial partners’ terms and
Your EMI schedule will depend on our financial partner. Debits are
usually between the 5th &
the 10th of every month.
Yes. However, the loan amount is subject to approval.
The fee amount will directly be disbursed to the institute's bank
account and not the loan-
bearers personal account.
The loan is currently available for salaried and self-employed
individuals. Parents/guardians of
students studying in schools / colleges can apply for the loan on their
behalf. However, the students applying for professional courses can
avail the loan with parents/guardians as co-
Yes. You may calculate your required loan amount and apply accordingly.
Indian Citizen/ NRI holding an Indian Passport.
Creditap facilitates short term & long-term student loans for
certifications, UG, PG, Executive
and Overseas education.
Minimum loan amount starts at Rs 25000 and Max loan amount is up to Rs
Online process and minimal documentation
Multiple Banks & NBFCs to choose from
Full Moratorium / Partial moratorium options
Highest repayment tenure of 15 years
Loans for both Domestic & Studies abroad
Customized loan product based on eligibility
Unsecured loans up to Rs. 75L for studies abroad*
Door step service
Creditap helps you get the lowest possible rate of interest.
Creditap helps you with multiple lenders with a wide range of education
loan products. We facilitate loans
from KG to PG & also overseas education.
We would be more than happy to hear and resolve all the queries. Please
call us on 080 4090 5939 or
write to us: email@example.com
Yes, you can claim the total interest paid on education loan as tax
benefit under section 80E
of the Income Tax Act of India.
Creditap, an aggregator, is an app based digital lending platform. We
process short term
education loans. We are partnered with multiple Banks (Private and
Public Sector) and NBFCs,
helping students to fulfil their academic dreams in India and Abroad.