Education Fee Loan

Quick & Hassle-free

Creditap Technologies

What we Offer!

Short Term Fee Loan

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School Fee Loans

There are times when unexpected responsibilities make it difficult to pay school fees on time. All you need is timely assistance to get through temporary difficulties.

We help you with a short-term school fee loan that enables your kid to access uninterrupted education. Our zero-paperwork policy also assists you to track the status of your application.

We ensure that the total annual fee amount is disbursed to the school/college of your choice while enabling school fee loan repayments through easy EMIs.

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College Fee Loans

We help you to pursue courses in any university /college by providing upfront payment of the course fee to the institution of your choice. Getting a loan is no longer about waiting for approval and making follow-up calls.

We follow a reliable procedure that enables quick loan approval process at a best interest rate.

Find out if your desired institution is listed with us for a simpler and seamless loan process.

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Exec. Education / Coaching Fee Loan

Most professionals opt for skill up-gradation courses that help them to achieve better positions in their organizations.

We provide you with transparent, real-time financial assistance and help you get enrolled in the top universities to pursue your career coaching.

With easy EMIs and repayment options, we assist you in securing funds for the course of your preference, online or offline, and enable you to pay the fee for seamless completion of the course.

Education Loan

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Study Abroad

Studying at a University abroad fulfils your aspirations of getting further in your life and career.

We enable you with the right type of study abroad loans, both secured and unsecured, which means we do offer collateral free loans.

We will cover the complete cost of education which includes tuition fee, living expenses, travel, books and laptops. What is important is that we will find you the lowest possible interest rate on your study abroad loan.

With our deep connections in the financial ecosystem our partners offer a bouquet of loans, which are closer to finding your dreams.

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Study In India

India’s education is one of the best in the world. Every year we have more than 12 million students joining college and the traditional financial ecosystem is burdened to settle student fee loan applications at the earliest.

We step in to offer timely, quick and hassle free education loans which are secured and unsecured – zero collateral too – to secure your future with multiple financial options.

To make matters better for you we cover your hostel fees, books and apparatus for your science experiments and laptops.

We are a complete digital solution with a paperless experience and have multiple financial partners to cover your future.

Why Creditap?

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Easy Financing
  • Convenient, quick and easy.
  • Do it all on your mobile.
  • Loan options tailored for you.
  • We cover all forms of education loans.
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Paperless Approvals
  • We mean it when we say it.
  • Most of our finance partners are fully digital.
  • Upload your documents on the app.
  • We validate, evaluate and process loans based on your eKYC and income proof — all online.
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Quick disbursals
  • Speed matters to join your school/college/reskilling program.
  • You find your college and we will find you a loan.
  • Loans sanctioned faster than your traditional financial ecosystem.
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Cost Efficient
  • No hidden charges from us.
  • No hidden costs when we sanction your loan.
  • We are student/parent friendly.
  • Save money, save time.
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Loan Status Tracker
  • Have no anxiety, you are always informed.
  • Notifications are instant.
  • Check the status on your smartphone.
  • Every step is shared with you.
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Discrete Credit History
  • Transparent and secure.
  • Your data is protected.
  • We have a consumer first data policy.
  • We don’t use your data.
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Multiple financial Partners
  • Find your choice of loan.
  • Rates that suit your profile.
  • Loans for your learning needs.
  • Faster access to loans.
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Unsecured Loans up to Rs 1 crore
  • You don’t need to attach your property.
  • Catch your dream with this option.
  • This form of funding is a good option for many.
  • Education loans get easier when collateral-free.
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Education Loan Counselling
  • We will guide you through your loan process.
  • Experts will make you select the right form of loan.
  • You can leave your number and we will get in touch.

We Have Your Aspirations Covered

Read our blog
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How It Works?

Creditap Technologies Register Online or Download our App
Creditap Technologies Upload Documents
Creditap Technologies Get Real-Time Approvals
Creditap Technologies Instant Disbursal of Fees
Creditap Technologies Repay in Easy EMIs
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Download Our App now
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What people say about us?

  • Creditap Technologies
    Creditap Technologies

    I was looking for a loan for my son’s school and the last day of fee payment was near the due date and it was absolutely amazing how Piyush from Creditap worked toward the same and ensured I get the loan sanctioned by the next day evening! I have no words to thank you for the end-to-end support that you have provided. I will highly recommend Creditap to my friends, family, and colleagues!

    Manjula S
    @Bengaluru
  • Creditap Technologies
    Creditap Technologies

    An user-friendly app and great post-disbursement support from the team!

    Anshu Agarwal
    @Bengaluru
  • Creditap Technologies
    Creditap Technologies

    Good and smooth process. Team is highly motivated and provides the best support. Satisfied with the service!

    Suyyash Adukia
    @Bengaluru

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Our Blog : Creditap Education

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    A lot of students want to go abroad, but what makes these Universities special, here is how we can help in student fee financing on your journey to ...

  • Study abroad: Don’t let the cost pinch you, focus on your dreams

    Data shows that every year the Indian financial industry lends around Rs 7 lakh to Rs 15 lakh for students to study abroad and 65 percent of the loans are ...

  • How can re-skilling or up-skilling help you amidst the pandemic?

    Technology-based workplaces have stood the test of the COVID-19 pandemic. Using technology, many companies were able to stay afloat amidst the ...

  • Zero-cost EMI education loans

    Are the interest rates preventing you from taking an education loan? Are the course fees too expensive for a one-time payment? Don’t worry ...

  • Career counselling during the pandemic

    Career development is a lifetime process and you must be committed to learn new skills in the process ...

  • Don’t let cash deficits hinder your child’s career aspirations

    Investment in education in the five-year outlay plans has been decreasing consecutively leading to cash crunches in public sector education ...

  • Avail Hassle-free Education Loans

    As a student, fulfilling your dreams and goals sometimes seems to become a challenging notion, especially if you are not backed financially ...

  • Easy Financing for Private Schools in India

    In the phase of an increasing child population, pressures on educational quality and ever-tighter budgets, Governments are facing immense pressure to deliver ...

  • Education during the times of a global pandemic

    The COVID-19 pandemic was declared a public health emergency and the measures taken to curb the virus have still resulted in countless lives lost, and major ...

  • Why Education Loans Are Gaining Popularity.

    A good education is essential. This sentence has been resonating with generations ...

Simple | Transparent | Secure

Avail An Education Loan Quickly

Frequently Asked Questions

No, the loan is available to salaried as well as self-employed individuals; however disbursements are subject to credit profile of respective individuals.

Yes, the platform is designed to connect you with the lending Bank/ NBFC that best suits your requirement.

You can easily track your payment schedule on the Creditap App.

Yes, you may apply for an education loan.

The following documents need to be uploaded for verification purpose:
  • ID proof – Any one of these (PAN Card, Aadhar , Voters ID , Passport)
  • Address proof – Any one of these (Aadhar, Voter ID, Driving License, Passport)

No, the loan availed is not transferable.

Yes, the loan eligibility is based on your credit eligibility.

Yes, we cover all associated expenses.

Your device may not be compatible. You will be required to update your mobile's OS version or use a different device.

Yes. We offer loans for the early stages of education under short-term loan category.

Yes, you can apply for two different loans at the same time and the loan amount is subject to credit eligibility.

Yes, you may apply. The approval will depend on our financial partner's terms and conditions.

There will be an immediate disbursal post the signing of the loan agreement.

Yes. However, it is subject to the policies of our financial partners.

Yes. It will vary depending on the financial partners’ terms and conditions.

Your EMI schedule will depend on our financial partner. Debits are usually between the 5th & the 10th of every month.

Yes. However, the loan amount is subject to approval.

The fee amount will directly be disbursed to the institute's bank account and not the loan- bearers personal account.

The loan is currently available for salaried and self-employed individuals. Parents/guardians of students studying in schools / colleges can apply for the loan on their behalf. However, the students applying for professional courses can avail the loan with parents/guardians as co- applicants.

Yes. You may calculate your required loan amount and apply accordingly.

Indian Citizen/ NRI holding an Indian Passport.

Creditap facilitates short term & long-term student loans for certifications, UG, PG, Executive and Overseas education.

Minimum loan amount starts at Rs 25000 and Max loan amount is up to Rs 1.5 crores.

  • Online process and minimal documentation
  • Multiple Banks & NBFCs to choose from
  • Full Moratorium / Partial moratorium options
  • Highest repayment tenure of 15 years
  • Loans for both Domestic & Studies abroad
  • Customized loan product based on eligibility
  • Unsecured loans up to Rs. 75L for studies abroad*
  • Door step service

Creditap helps you get the lowest possible rate of interest.

Creditap helps you with multiple lenders with a wide range of education loan products. We facilitate loans from KG to PG & also overseas education.

We would be more than happy to hear and resolve all the queries. Please call us on 080 4090 5939 or write to us: hello@creditap.ai

Yes, you can claim the total interest paid on education loan as tax benefit under section 80E of the Income Tax Act of India.

Creditap, an aggregator, is an app based digital lending platform. We process short term and long-term education loans. We are partnered with multiple Banks (Private and Public Sector) and NBFCs, helping students to fulfil their academic dreams in India and Abroad.

Student Fee Loan In Your City

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Chennai
Pune
Hyderabad
Mumbai
Coimbatore
Trivandrum
Cochin
Delhi
Mysore
Mangalore
Visakhapatnam

& many more ...